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A cash loan or cash advance, also known as a payday advance, is a short term loan offered to borrowers to cover various expenses that they might have incurred up until the following payday. These cash laons are to be used solely for short term financial relief and in no way are considered to be long term financial solutions.

Consumers who are struggling with debt and who face credit difficulties are advised to seek out professional debt or credit assistance and counseling. Consumers are also encouraged to contact state, federal and local governments to educate themselves on the local laws pertaining to cash loans, including the risks of cash loans, possible alternatives, recent financial developments in their state, and learn about the regulations that govern cash short term loans.

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