Smart Life Insurance USA Term Life Insurance
Smart Life Insurance
Smart Life Insurance - Unique Quality Term Life Insurance - No Medical Exam required - No Insurance Agent involved - Up to $500,000 coverage offered - 100% Online application with just a few medical questions - Instant approval if qualified, and backed by HSBC Insurance.
Get Term Life Insurance Instantly*
* No Medical Exam - Just a few health questions. No needles, no nurses, no hassle.
* Get up to $500,000 of affordable term life insurance instantly*
* 100% online application complete in just minutes.
* Instant Approval* - get your policy in just minutes instead of months
* The above benefits are subject to your qualifying for insurance coverage.
Smart Life Insurance provides the most simple, fast, and innovative way to get affordable term life insurance. Protect your loved ones in minutes.
Product Features and Benefits:
- $25,000 to $500,000 of protection non-medical
- 10, 15, 20 or 30-year terms
- Rated A+ Superior (2nd Highest Rating of 16) by A.M. Best Company.
- Guaranteed level premiums for the length of the initial term.
- No paperwork: E-signature and voice signature (phone) available
- Flexible payment choices
- Fast. Easy. Simple
- Apply in minutes: Only 6-8 medical questions (based on your state)
- No Medical exam, just a few health questions
- 30-day money-back guarantee
- Multiple payment options: Credit cards (Visa, Discover, American Express, and MasterCard) or Electronic Funds Transfer (EFT: checking or savings bank account)
- Flexible Payment Options: Annual, semi-annual, quarterly and monthly
- Issue Ages (subject to state approval):
10 Years, 15 Years, 20 Years, 30 Years
18-60, 18-55, 18-50, 18-43
Beneficiary: You may designate a Spouse, children, siblings, parents, grandchildren, grandparents, nephews, nieces, trusts, estates or other.
Owner: Must be the insured. Once the policy is in force, ownership may change. Owner information included on the branch application.