Prepaid Legal Services USA
Yes, prepaid legal services (also known as legal insurance or group legal plans) are widely available in the USA as of 2025. These subscription-based plans allow individuals, families, and businesses to pay a fixed monthly or annual fee for access to legal advice, document preparation, consultations, and sometimes representation, often at no extra cost for covered matters or with deep discounts. They cover areas like estate planning, family law, traffic tickets, contract reviews, and more, making legal help more affordable than hourly attorney fees.
Several established companies offer these plans, with coverage varying by provider and state.
Here's a summary of some top options based on recent reviews:
LegalShield
https://www.legalshield.com
Starts at about $1/day for personal or business plans. Includes unlimited consultations, will preparation, uncontested divorce help, and identity theft assistance.
Available nationwide with a network of over 1.5 million members.Prepaid Plans
https://www.legalshield.com/personal-plan/coverage-and-pricing
From $24.95/month for access to 20,000+ attorneys. Includes free consultations, estate planning, and DUI defense prep, plus identity theft protection.Rocket Lawyer Incorporated.
https://www.rocketlawyer.com
One membership for everything legal
$0 for 7 days
MetLife Legal Plans
https://www.metlife.com/insurance/legal-plans/
Employer-sponsored or individual plans with no copays/deductibles for covered services. Covers unlimited phone/in-person advice, document review, and court representation for issues like wills, landlord-tenant disputes, and probate. Spouses and dependents are included.ARAG Legal
https://www.araglegal.com
ARAG is there to help when you need an attorney or legal help
Learn why you need ARAG legal insurance as an individual, employer, broker, producer, attorney or partner.
U.S. Legal Services
https://www.uslegalservices.net
Affordable plans like Family Protector ($10–$20/month) covering wills, traffic tickets, and debt collection. Operates in all 50 states, plus Canada and Puerto Rico, with mobile app access.
Countrywide Pre-Paid Legal Services
These plans are often offered through employers as voluntary benefits, and many have no waiting periods for basic advice.
https://www.countrywideppls.com
Group plans for employers/unions starting in 1987.
Focuses on payroll deduction options for employee benefits like immigration help and property disputes.
Availability can depend on your state (e.g., some restrictions in New York for certain services), so check provider sites for eligibility.
These sites provide details on plans, pricing, and enrollment.
Always check for state-specific availability.
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